Send money abroad with the real exchange rate. No hidden fees. No markups. Just the mid-market rate and a small, transparent fee.
No surprises. The fee is right there, plain as day. What you see is what you send.
Choose from 80+ currencies. You'll always see the real mid-market exchange rate before you send.
Enter your recipient's bank details. We'll handle the routing to their local bank.
Pay by bank transfer, card, or Apple Pay. Track every step until it arrives.
When you send 1,000 GBP to EUR, here's what you actually pay with each provider.
| Provider | Exchange rate | Fee | Total cost | Recipient gets |
|---|---|---|---|---|
| Wise | 1.17143 (mid-market) | 4.30 GBP | 4.30 GBP | 1,166.42 EUR |
| PayPal | 1.13920 | 3.99 GBP | 36.21 GBP | 1,134.51 EUR |
| Barclays | 1.13400 | 25.00 GBP | 62.43 GBP | 1,105.57 EUR |
| HSBC | 1.13100 | 12.00 GBP | 52.43 GBP | 1,117.54 EUR |
| Western Union | 1.12600 | 4.99 GBP | 50.29 GBP | 1,120.69 EUR |
Hold, convert, and send money in dozens of currencies. Get local bank details in 10+ currencies so you get paid like a local.
55% of transfers arrive in under 20 seconds. Most of the rest arrive within a few hours.
The Wise card converts your money at the real exchange rate. No annual fee. Spend in 150+ countries.
"I've saved over 800 euros this year compared to my bank. The transfer was in my mum's account in Portugal by the next morning."
"As a freelancer getting paid in USD, Wise saves me from losing 3-4% every payment. The multi-currency account is a game changer."
"We switched our supplier payments to Wise Business. Paying in their local currency saves us thousands each quarter."
"Used the Wise card across 6 countries in Southeast Asia. No fees, no drama, just the real rate every time."
Pay invoices, manage payroll, and receive payments in multiple currencies. All with the mid-market rate.
See how much you could save. It takes 2 minutes to set up.